Whether you rent a home, apartment or condo in Nevada or California, it’s important that you protect your belongings. Let our friendly insurance agents at Capital Insurance Service in Reno and Carson City help you find the best and most affordable policy to protect your assets.

Why is renter’s insurance important?
Renter’s insurance provides a large amount of coverage for a small premium. Renter’s insurance can pay for losses or damages to a renter’s personal possessions, such as clothing, electric equipment, furniture, kitchen appliances. We offer renters insurance throughout the whole state of California and Nevada including Las Vegas, Reno, Carson City, Garnerville, Dayton, Elko and Henderson.

Some of the perils covered by renters insurance typically includes the following:

• Fire
• Smoke damage
• Theft
• Windstorms
• Lightning
• Vandalism

Renter’s insurance is designed to reimburse a tenant for personal property in the event of a disaster or theft. It also provides loss-of-use coverage to pay living expenses if the renter can’t live in the space due to a covered loss. A small monthly premium is a small price to pay for piece of mind and protection. Our agents will help you figure out the value of your belongings and which insurance policy best fits your needs and budget.

Additional coverages for renter’s insurance
A basic renter’s policy covers personal property, loss of use, personal liability and medical payments. You can request additional coverage for your most valuable possessions, such as personal computers, jewelry and art. (An appraisal may be required for these items).

Protect yourself, your loved ones,  and your property with an affordable renter’s insurance policy. Contact the Capital Insurance Service agents today for more information on low cost renters insurance in California or Nevada and to get a free quote!