Motorcycle Insurance

Motorcycle insurance provides coverage if your motorcycle, electric bike, scooter, ATV, is damaged or stolen as well as financial protection if you’re responsible for someone else’s injuries or damages while riding.

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Motorcycle Insurance

Motorcycle insurance provides coverage if your motorcycle, electric bike, scooter, ATV, is damaged or stolen as well as financial protection if you’re responsible for someone else’s injuries or damages while riding.

Request a Quote

Agents at Capital Insurance Service have experience creating affordable insurance policies for various types of motorcycles in California and Nevada including:

  • Sport motorcycles

  • Custom motorcycles

  • Dirt motorcycles

Below are some of the coverages available for motorcycle insurance in California and Nevada.

  • Bodily injury

  • Property damage

  • Medical Payments

  • Actual Cash Value

  • Total loss

  • Accessory Coverage

Agents at Capital Insurance Service have experience creating affordable insurance policies for various types of motorcycles in California and Nevada including:

Sport bikes are road bikes that emphasize top speed, acceleration, braking, handling and grip, typically at the expense of comfort and fuel economy in comparison to other motorcycle types. Sport bikes have comparatively high-performance engines supported within a lightweight frame.

 

A custom motorcycle is a motorcycle that’s been significantly and (arguably) obviously modified to look, handle or perform differently to the way it left the factory where it was built.

 

Dirt motorcycles are small motorcycles designed and built with special tires and suspension for riding on unpaved roads and over rough terrain.

Below are some of the coverages available for motorcycle insurance in California and Nevada.

Coverage purchased to reimburse anyone the insured injures in an accident.

Coverage purchased to reimburse for property damage that the insured may cause in an accident.

Medical Payments – Pays for injury to a person riding the vehicle. No deductible applies.

All total losses will be settled by paying the actual cash value of the motorcycle at the time of the loss, less the deductible on the declarations page.

Available at new business or upon endorsement on motorcycles up to one model year old. In the event of a total loss, this optional coverage pays the MSRP of a current model year motorcycle of the same make and model.

We will not charge for the first $3,000 of Accessory Coverage. Coverage provides physical damage protection to equipment, devices, accessories, enhancements, and changes, other than those which are original manufacturer installed, which are permanently installed or attached, and alter the appearance or performance of the vehicle.