Collision coverage in boat insurance helps pay for repairs or replacement when your boat is damaged after striking another object, vessel, or structure. It applies whether the accident happens on open water, at a dock, or during maneuvering. In our years of professional service working with boat owners in Reno, NV, we’ve found that understanding [...]

When a home is damaged or destroyed, insurance claims are settled based on rebuild cost, not market value. While market value reflects what a buyer would pay, rebuild cost focuses on what it takes to reconstruct the home using current materials and labor. In our years of professional service helping homeowners in Reno, NV, we’ve [...]