Homeowners Insurance

/Homeowners Insurance
Homeowners Insurance2018-08-20T14:33:02+00:00

Part of the American Dream is owning your own home. Protect your most valuable asset with Capital Insurance Service. Your dedicated insurance agent will create a custom insurance package for your home to protect everything and everyone inside. Create a home and auto insurance bundle for extra savings. Our clients save hundreds of dollars each year!

The insurance agents at Capital Insurance Service will help you find the best homeowners policy rates in Nevada and California and make sure both your home and personal property are covered correctly. We know that shopping for homeowners insurance can sometimes be confusing and difficult, so let the friendly agents at Capital Insurance Service make the process easy and effortless by comparing several homeowner insurance rates and policy types to find the best policy that fits your needs.

It is extremely important to have the proper coverages included in your homeowner’s policy. Listed below are the main types of coverages available in a homeowners policy in Nevada and California:

  • Dwelling – Coverage A. Pays for damage to your house and to structures attached to your house. This includes damage to fixtures, such as plumbing, electrical wiring, heating and permanently installed air-conditioning systems.
  • Other Structures – Coverage B. Pays for damage to fences, tool or storage sheds, freestanding garages, guest cottages and other structures not attached to your house.
  • Personal Property – Coverage C. Reimburses you for the value of your possessions, including furniture, electronics, appliances and clothing, damaged or lost even when they aren’t on your property, such as those at an off-site storage locker or with your child at college. Any property away from the insured location may be subject to coverage based upon a limited percentage of value.
  • Loss of Use – Coverage D. Pays some of your additional living expenses while your home is being repaired as a result of damage by an insured event. Expenses may include limited rental home or motel cost, restaurant meals and warehouse storage.
  • Personal Liability – Coverage E. Covers your legal defense if you are sued and financial loss if found legally responsible for injuries or damages to someone else. This coverage applies to you and all family members who live with you.
  • Medical Payments – Coverage F. Pays medical expenses for persons accidentally injured on your property or away from your premises caused by a member of your family or your pets regardless of who is at fault. This coverage does not apply to your injuries or those of family members living with you or to activities involving your at-home business.

Additional coverages and policy types for homeowners insurance in Nevada and California include:

  • Earthquake Insurance
  • Flood Insurance
  • Mobile Home Insurance
  • Condominium Insurance
  • Renters Insurance

Making sure you qualify for all of the available discounts possible is extremely important. Let the agents at Capital Insurance Service put together a homeowners package that fits your needs and saves you money. Some of the available discounts include:

  • Home-Auto discount
  • Non Smoker
  • Prior Insurance
  • New Home Construction
  • Security System
  • Retired Occupant

Owning and maintaining a home is already a lot of work. Don’t let the selection of a homeowners insurance policy overwhelm you. Contact our team of professional agents today for a free quote on affordable homeowners insurance in Nevada or California!

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alexus martinez
alexus martinez
17:09 18 Apr 18
Great service! They were the cheapest insurance based on my age i couldnt find anything cheaper. Thank you!
Edgar guico
Edgar guico
18:21 16 Apr 18
Great service! Agent Paola helped me out they were the best price around!! I highly recommend!
King Me
King Me
00:07 20 Jan 18
Thanks for helping me out setting up my auto insurance policy! It was quick and cheap! I recommend them. The agent Paola helped me out today.
Angel Carranco Ibanez
Angel Carranco Ibanez
00:33 04 Jan 18
The service that the staff here at Capital Auto Insurance offers is beyond amazing! The agents are all trained to answer any question I may have in regards to my insurance policy coverages. My entire family is insured through them because they have been able to shop around for us with different companies that they have, so they have been saving us all money in our insurance! They also have Income tax preparation services and they provided a discount to us because we are current clients! Briana, the tax preparer was awesome, she’s knowledgeable and nice! Thank you for all you do I really appreciate it.
Henry Muller
Henry Muller
21:49 20 Jul 17
My parents have insurance at this agency for over 5 years now, the service that they offer here exceeds my expectations. I became able to drive a couple of years back and The Agents at Capital Auto Insurance applied all the discounts possible to my parents policy so that the price didn't go out the roof! They took the time to help us complete some steps to become paperless on our document delivery options which gave us extra discounts! Stephanie the manager, is always nice and she's always making sure that the agents are helping the customers with their needs, Paola is the agent that usually helps me, she's awesome! and when we just go to make a payment Yesenia the receptionist is always welcoming clients with a big smile. Thank you guys for all you do!
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