Everyone’s big question is why is my insurance policy so high? Lets set the record straight. Here is a little review of why all these factors impact your insurance premium. Teenage drivers Teens are 2.5 times more likely to be involved in a crash than 20-24-year-olds, according to the California DMV. This kind of risk [...]

  Does my insurance cover rental cars? No need to cave in to that classic, fear-driven sales pitch at the rental counter. Your personal auto insurance extends and covers you while driving a rental the exact same way as if you were driving your car. You don't need it. But you may want it to [...]

  Don't Leave the Engine Running Make sure you put your vehicle in park and turn the engine off before pumping gas. You should also switch off any auxiliary 12-volt power sources such as phone chargers and cigarette lighters because, while rare, they can be a potential igniter of a fuel fire.   Don't Get [...]

Life insurance is essentially a contract between you and your insurance company. You can pay monthly or annually for a policy, and if you pass away, your insurance company gives your designated beneficiaries a lump-sum payment. Most people designate their families as their beneficiaries, but you may be able to choose others. You can choose [...]

What is comprehensive and Collision and why do we need deductibles. Many Americans every day are in search for Auto Insurance. Auto Insurance has many terms and definitions that sometimes we don’t know very well. Today let’s look over “Deductibles”. You have to pay your deductible with most claims, no matter how many you have [...]

Capital Insurance Service wants to be your one stop for all your insurance and Real Estate needs. One of our very own dedicated Insurance agents is now a licensed Real Estate Agent. Many people think buying a home is harder than it actually is. Stephanie is here to make the process easy and painless. Stephanie is [...]