Our Blog

/Our Blog
Our Blog2018-08-20T14:56:33-07:00

Welcome to the Capital Insurance Service Blog!  Check back here for useful tips, valuable industry insights, and tidbits about us and our agents, those who make Capital Insurance Service the best insurance agency in Nevada! 

808, 2019

My car is totaled, now what?

By |August 8th, 2019|

  How do you determine if your car is totaled? A “total loss” in car insurance is a term insurers use when the cost to repair your car is more than the value of the vehicle. Your insurance company will typically complete an inspection of the damaged vehicle before officially declaring it a total loss. [...]

1707, 2019

Guide to home insurance for the first-time buyer!

By |July 17th, 2019|

Guide to home insurance for the first-time buyer! Your lender will require you to purchase a homeowners insurance policy before you're able to move into your new home. While many lenders provide insurance referrals, choosing a home insurance company is your decision. You're responsible for making sure the coverages on your policy protect your home, [...]

1906, 2019

Are you wondering why your vehicle insurance rate changed?

By |June 19th, 2019|

There are many variables that factor into the calculation of an insurance rate. Some of them will be listed in this blog. Any change in one or more of these factors may affect the rate. Sometimes you go into your insurance company wanting to update your address on your insurance and you come to the [...]

3105, 2019

Do you really need rental car insurance?

By |May 31st, 2019|

Rental car is damaged or stolen: Your insurance: Comprehensive and collision Pays for damages from accidents, glass damage, and events that are out of your control (theft, falling tree limbs, fire, hail, and more). These coverages are optional, so make sure you have them before skipping rental insurance. Remember, if you don’t have these on [...]

205, 2019

Gender Neutral IDs in Nevada

By |May 2nd, 2019|

Nevada has joined a growing number of states allowing residents to choose gender “X” on their state-issued driver’s licenses or identification cards, in addition to "M" for male and "F" for female. This is a big MILESTONE for people who do not identify with either Male or Female. The Nevada Department of Motor Vehicles implemented [...]

804, 2019

Car accident involving a parked car!

By |April 8th, 2019|

Did you have any way of identifying who hit you (witnesses, cameras, notes, etc.)? YES: Typically, the other driver would be at fault! Contact their company to file your claim, and they should pay for your repairs. If they don't have insurance, and you can't get them to pay out of pocket, you can instead [...]

Request a Quote

Get a free quote today! Simply fill out this form or get in touch with one of our agents directly with our live chat feature.

Full Name (required)

Email Address(required)

Phone Number(required)


Hector Z
Hector Z
22:44 19 Apr 19
The staff is great. They are easy to talk to and they are quick on account they remembered who I am.
Rick Smeltzer
Rick Smeltzer
14:45 12 Apr 19
UPDATE** They do contact you when you give them a bad Google review. They left me a message stating other companies they work with are more expensive than what I am currently paying. Why did I find a rate on my own that is almost half of what they charge, with the same exact coverage?** They do not return e-mails. Very poor service. Cancelling my policy as soon as possible. Many others to choose from.
Rick evenson
Rick evenson
18:40 07 Nov 18
Very helpful setting up my homeowners Insurance and working around my schedule
alexus martinez
alexus martinez
17:09 18 Apr 18
Great service! They were the cheapest insurance based on my age i couldnt find anything cheaper. Thank you!
Edgar guico
Edgar guico
18:21 16 Apr 18
Great service! Agent Paola helped me out they were the best price around!! I highly recommend!
King Me
King Me
00:07 20 Jan 18
Thanks for helping me out setting up my auto insurance policy! It was quick and cheap! I recommend them. The agent Paola helped me out today.
Angel Carranco Ibanez
Angel Carranco Ibanez
00:33 04 Jan 18
The service that the staff here at Capital Auto Insurance offers is beyond amazing! The agents are all trained to answer any question I may have in regards to my insurance policy coverages. My entire family is insured through them because they have been able to shop around for us with different companies that they have, so they have been saving us all money in our insurance! They also have Income tax preparation services and they provided a discount to us because we are current clients! Briana, the tax preparer was awesome, she’s knowledgeable and nice! Thank you for all you do I really appreciate it.
Henry Muller
Henry Muller
21:49 20 Jul 17
My parents have insurance at this agency for over 5 years now, the service that they offer here exceeds my expectations. I became able to drive a couple of years back and The Agents at Capital Auto Insurance applied all the discounts possible to my parents policy so that the price didn't go out the roof! They took the time to help us complete some steps to become paperless on our document delivery options which gave us extra discounts! Stephanie the manager, is always nice and she's always making sure that the agents are helping the customers with their needs, Paola is the agent that usually helps me, she's awesome! and when we just go to make a payment Yesenia the receptionist is always welcoming clients with a big smile. Thank you guys for all you do!
See All Reviews