Did you have any way of identifying who hit you (witnesses, cameras, notes, etc.)? YES: Typically, the other driver would be at fault! Contact their company to file your claim, and they should pay for your repairs. If they don't have insurance, and you can't get them to pay out of pocket, you can instead [...]

A very controversial bill is said to drop the driving age for some Nevada teenagers drew in mixed reactions during a Thursday hearing at the state Legislature.   Assembly Bill 213 seeks to expand an existing state law that lets rural Nevadans as young as 14 drive to school in small towns and counties where [...]

Umbrella Insurance 101. Umbrella Insurance is a little difficult to understand. Some people tend to overlook it because they don’t understand it or avoid it because more insurance means shelling out more hard-earned cash. There is also a huge misconception that umbrella insurance is only for individuals with assets to protect. And it definitely IS for those people. However, not [...]

A strong password is your first line of defense against intruders and imposters. There are commonly used passwords that are not safe and are frequently stolen. 123456 111111 princess football charlie password 1234567 admin 123123 aa123456 123456789 sunshine welcome monkey donald 12345678 qwerty 666666 654321 password1 12345 iloveyou abc123 !@#$%^&* qwerty123   These are a [...]

The big question is should you add your roommate or tenant to your auto insurance policy? The answer is yes, you should! Or at least list them on your policy if they are not going to ever drive any of your vehicles! Think of it this way, let’s pretend there is a big emergency and [...]

Everyone’s big question is why is my insurance policy so high? Lets set the record straight. Here is a little review of why all these factors impact your insurance premium. Teenage drivers Teens are 2.5 times more likely to be involved in a crash than 20-24-year-olds, according to the California DMV. This kind of risk [...]