When disaster strikes—a wildfire, flood, or earthquake—it’s natural to wonder whether your home insurance policy will cover the damage. You might even hear your insurer refer to the incident as an “Act of God.” But what does that phrase really mean? In everyday conversation, it may sound dramatic, but in insurance language, “Acts of God” [...]

Owning a recreational vehicle (RV) represents freedom—the ability to explore open roads, visit breathtaking destinations, and enjoy the comforts of home wherever you go. But when it comes to protecting your RV, many owners fall victim to common myths about insurance coverage. Misunderstanding RV insurance can lead to costly mistakes and gaps in protection, especially [...]

For many riders, motorcycles represent freedom, adventure, and passion. But while you may take every safety precaution on the road—wearing proper gear, maintaining your bike, and riding defensively—there’s one area where many riders unknowingly expose themselves to serious financial risk: being underinsured. Motorcycle insurance isn’t just about meeting state minimum requirements; it’s about ensuring you’re [...]