Everyone’s big question is why is my insurance policy so high? Lets set the record straight. Here is a little review of why all these factors impact your insurance premium. Teenage drivers Teens are 2.5 times more likely to be involved in a crash than 20-24-year-olds, according to the California DMV. This kind of risk [...]

  Does my insurance cover rental cars? No need to cave in to that classic, fear-driven sales pitch at the rental counter. Your personal auto insurance extends and covers you while driving a rental the exact same way as if you were driving your car. You don't need it. But you may want it to [...]

  Don't Leave the Engine Running Make sure you put your vehicle in park and turn the engine off before pumping gas. You should also switch off any auxiliary 12-volt power sources such as phone chargers and cigarette lighters because, while rare, they can be a potential igniter of a fuel fire.   Don't Get [...]