Your policy won’t be cancelled immediately because you miss a payment. Insurance companies are required by state law to provide notice before cancelling your policy. Depending on the state, you’ll usually have between 10 and 20 days. Your company will notify you by mail or email before cancelling your coverage. Keep in mind that here [...]

  How do you determine if your car is totaled? A “total loss” in car insurance is a term insurers use when the cost to repair your car is more than the value of the vehicle. Your insurance company will typically complete an inspection of the damaged vehicle before officially declaring it a total loss. [...]

Guide to home insurance for the first-time buyer! Your lender will require you to purchase a homeowners insurance policy before you're able to move into your new home. While many lenders provide insurance referrals, choosing a home insurance company is your decision. You're responsible for making sure the coverages on your policy protect your home, [...]