It’s a reasonable assumption: if you drive less, you should pay less for auto insurance. After all, fewer miles mean less time on the road, which typically reduces your risk of being involved in an accident. But many drivers are surprised when their insurance premiums don’t drop significantly—or even increase—despite low mileage. So why doesn’t [...]

Owning a boat means more than just enjoying sunny days on the water—it comes with responsibilities, including making sure your vessel is adequately protected. Before your next trip, take time to read and fully understand your boat insurance policy. Knowing what’s covered (and what’s not) can save you from expensive surprises when something goes wrong. [...]

For many young drivers, getting behind the wheel represents freedom and independence. But for parents and policyholders, it often signals skyrocketing insurance premiums. Insuring new or teen drivers can be expensive—sometimes double or triple the cost of a standard policy. So how do you find the right balance between affordable rates and comprehensive protection? The [...]