Your life stage could impact how much life insurance you need:
Talk with your financial professional about how your age, family status, income level and liabilities impact your need level.
- Age is a determining factor for how much life insurance you could have. Typically, the younger you are, the lower your life insurance premium could be.
- Family Status can also impact how much life insurance you need. Are you single or married? Do you have children at home? Are your kids planning to go to college? If you have a spouse and children at home, you may need more life insurance than a single person with no children.
- Income can greatly influence how much and what type of life insurance you need and can afford. Are you young and building your career? Are you middle-aged and established in your career? Are you retired or approaching retirement? If you have a high income, you may need more life insurance than someone with low income to replace your lost income after an unexpected event.
- Liabilities can also impact how much life insurance you should have. What liabilities do you have that your family would need to handle after an unexpected event? Do you have a mortgage? Car loans? Other bills or debts? How much life insurance you need is higher when you have these kinds of liabilities. Without life insurance, your loved ones may be unable to replace your income to help pay off your liabilities.
- What you plan to use life insurance for can impact how much you need:
What would you like your life insurance policy to do for you? A big reason to buy life insurance is to take care of the financial impact of an unexpected death. Life insurance can also be one of the many ways to help you plan for retirement.
- Do you want death benefits?
Life insurance can provide a death benefit that would replace your lost income for a certain period of time helping your family pay for your funeral expenses, pay off your mortgage and other debts, and could even help pay for your children’s education.
- Do you want living benefits?
Life insurance can also provide living benefits that can supplement your retirement by growing your cash value. Or, some life insurance products offer an accelerated death benefit, meaning you can access part of your death benefit while you are still living if certain conditions are met like experiencing a critical, chronic or terminal illness. The accelerated death benefit can help you afford medical care and get the support you need when you need it most.
- The cost of life insurance can impact how much you can afford:
The cost of life insurance can vary based on the product type, your age and other contributing factors. How much life insurance you ultimately end up buying could depend on how much life insurance you can afford.
Depending on your life stage, you may want to purchase multiple life insurance products to fit your needs or you may find yourself unable to afford certain types of life insurance products.
It’s important to assess your situation with a financial professional to determine if you can comfortably afford the premium, both now and if you were to experience a lifestyle change. Our very own office manager Stephy Navarro is fully licensed and can help you answer all your questions relating life insurance, feel free to call any of our convenient locations to schedule a free consultation.
Reno River Festival 2023
The Reno River Festival overflows to June in 2023 with an extra day in the sun, longer festival hours, and new summer experiences!
Riverfest features concerts in the park, food, local craft beer, award-winning hard seltzers, shopping, adrenaline-pumping thrill rides, the most unique bike ride in Northern Nevada, the largest cornhole event in the region, yoga in the park, a NEW festival scavenger hunt, and the NEW Great Reno River Rally!
Who’s ready for summer?! Choose your adventure and get outside!
Mills Park
1111 E William St
Carson City, NV 89701
JUNE 1-4, 2023 @ Mills Park
Thursday June 1st: 11am – 10pm
Friday June 2nd: 11am – 10pm
Saturday June 3rd: 11am – 10pm
Sunday June 4th: 11am – 10pm
Free to the public
Nevada State Fair returns to Carson City, Nevada’s great capital. Four fun filled days of entertainment, carnival rides, culture, music and so much more. June 1-4th, the Nevada State Fair is proud to celebrate our great State of Nevada. Come on out and enjoy our beautiful June weather with a full day of activities at Mills Park.
Free to the public – no entry fees.
Nevada State Fair is an outdoor event.
*Dogs are allowed on a leash.
*Entering and/ or leaving the venue with alcohol is not permitted.
Parking
FREE PARKING – CARSON HIGH SCHOOL
Free Parking Hours – All other high school parking is NOT allowed:
Use crosswalks when crossing streets to access the park.
Thursday June 1st: Noon – 10pm
Friday June 2nd: Noon – 10pm
Saturday June 3rd: 1pm – 10pm
Sunday June 4th: 11am – 10pm
GENERAL PUBLIC PARKING
Free parking at Mills Park Parking lot.
Become a Vendor at Nevada State Fair 2023!
Vendors please check in between 8:00am – 10:00am and be open for business by 11:00am each day. Please go directly to the “Vendor Check in Booth” to receive your booth location and information. Vendor applications with enclosed check / money order must be postmarked no later than May 19, 2023. Credit card payments are available upon request and will include a $5 processing fee. Vendor overnight lodging at Mills Park is not permitted.
REQUIRED INSURANCE:
As a standard requirement of all Exhibitors/Vendors, it is necessary for you to provide proof of general liability coverage from an insurance company in good standing with minimum policy limits of $1,000,000 per occurrence and $2,000,000 aggregate. If you do not have this coverage in place, we have made arrangements for all of our Exhibitors to acquire this coverage at significant savings by purchasing as part of a group.
