The biggest question facing many life insurance buyers today is, “Do I need term life insurance or permanent life insurance?” These two types of life insurances vary greatly.

Our trained professionals at Capital Insurance Service will explain the differences and can help you determine which type of life insurance policy will best suit your needs.

Because we are an independent agency, our insurance agents can give you objective information to help you make an informed decision about your life insurance needs. Our highly trained experts will compare rates to help you find the most affordable life insurance policy in Nevada.

There are two basic types of life insurance policies in Nevada:

  • Term life insurance
  • Permanent life insurance

Term life insurance gives you coverage for a specified number of years in exchange for a specified premium.

Permanent life insurance provides protection for your entire life and can build equity in the form of cash value.

You aren’t limited to just one type of life insurance policy, but if you still aren’t sure which type of life insurance policy you need, we’ll help you sort through the information and find the best policy to fit your needs.

Call us or stop by any of our convenient locations in Reno or Carson City today for help finding a life insurance policy in Nevada that’s just right for you, or head straight to our Life Insurance page for more details! We offer life insurance throughout the whole state of Nevada including Las Vegas, Reno, Carson City, Garnerville, Dayton, Elko and Henderson.

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