As we bid farewell to the old year, we reflect on the wonderful moments we’ve shared and the progress we’ve made together. It has been a pleasure working with you, and we are truly grateful for the trust and confidence you have placed in us.

As we step into the new year, we want to express our heartfelt gratitude for your continued support. May the coming year bring you joy, success, and prosperity. May it be filled with new opportunities, exciting challenges, and moments of triumph.

Wishing you and your loved ones a Happy New Year! May it be a year of growth, fulfillment, and happiness.

Thank you for being an essential part of our journey.

Best regards,

Capital Insurance Service

 

The first question we always get asked is “Which insurance is cheaper?”

 The affordability of insurance can be influenced by several factors, including your driving history, the type of coverage you need, and the specifics of your vehicle and location.

To determine which insurance is more cost-effective for you, we recommend considering the following:

1. Personalized Quote: We can provide you with a personalized insurance quote based on your individual details. By understanding your specific needs, we can tailor a plan that aligns with your requirements and budget.

2. Coverage Options: Evaluate the coverage options available and choose the ones that best suit your circumstances. Sometimes, adjusting your coverage can impact the overall cost.

3. Discounts: Inquire about available discounts. Many insurance providers offer discounts for factors such as safe driving, multi-car policies, and bundled insurance packages.

4. Comparative Quotes: It’s a good practice to obtain quotes from multiple insurance providers. This allows you to compare costs and coverage options, helping you make a well-informed decision.

What is Snapshot®?

 

Snapshot is Progressive’s usage-based insurance (UBI) program that offers customers a personalized rate based on driving characteristics

 that they can control.

There are several different ways to participate in Snapshot. *

• Download the Progressive Mobile App

• Plug-in Device for On-Board Diagnostic port

Participation Discount

When a customer says “Yes” to Snapshot, they’ll immediately receive a discount at the point of sale of up to 10% just for signing up.

Download/Plugin

The customer decides if they would like to participate in Snapshot using a mobile app or a plug-in device. The customer will only be presented with options that they are eligible for, so there’s no need for you to determine eligibility. Either way, they must download and register the app or plug-in within 45 days of enrollment to prevent being opted out of the program. If the customer does not do this, they risk losing the participation discount mid-term, which will increase their premium.

 

Drive

The customer drives as usual, and we’ll measure factors such as hard brakes, driving duration, time of day, hard accelerations, and trip regularity. For customers who are participating using the mobile app, we also measure in-hand phone use while driving. Customers can check their progress and find tips on how to improve their safe driving habits by logging into their policy online or in the Progressive app.

 

Higher deductibles mean bigger savings for customers

• How long have you been offering $500 deductibles? With inflation, $750 is the new $500, so it may be time for a change.

• Customers can now choose $750, $1,000, $1,500, and other higher deductible options in most states. * The higher the deductible, the more customers can save, and the more new business prospects you’re likely to close.

• Plus, with the Deductible Savings Bank®, you can help customers enjoy the best of both worlds—immediate premium savings thanks to a higher deductible, along with $50 deductible credits that customers can “bank” with each violation- and claim-free policy period.

 Deductible Savings Bank coverage. When customers add the coverage, they’ll automatically start putting away $50 in their “savings bank” for every incident-free policy term they have. They can use their bank to help reduce or even eliminate their deductible payment in the event of a Comprehensive or Collision Claim or glass replacement claim.

 

 

 

 

@Agent_Stephy

 

 

 

As we have mentioned before, our very own Office Manager is an Insurance Agent with over 13 years of insurance experience.

 She is here to answer all your insurance questions.

Please feel free to call the office

775-883-4433, Email, or in Person if you would like to review any of your insurance policies.

We can shop all of your insurance policies and explain all coverages available.

Remember we shop and you save!

Capital Insurance Service, “One Company, Many Choices”

 

 

Do you know anyone we can help?

Refer a Friend and get a $10 Gas Card!

We will send you a $10 Gas card if you refer a friend and if they start a new policy

with us.

 

 

 

Please also let us know if you need help with anything else.

Here is what we offer!

• Homeowners Insurance (Home, Condo and Renters)

• Auto Insurance

• Life Insurance 

• Health Insurance

• Motorcycle Insurance

• Boat Insurance

• RV and Trailer Insurance

• Income Tax Service

Keep in mind if you bundle your policies you SAVE money!